Lending

Whether you're a business owner or investor looking to purchase or refinance a property, we have a variety of fixed and variable rate products and services to help you reach your goals. Count on our lenders to help you every step of the way.

Have questions? Our Commercial Lending Team is ready to help.

For years, we’ve worked with experienced real estate investors and developers looking for construction loans. We handle everything from small “one off” renovation projects to ground up construction projects for single family homes (including new subdivisions) or larger multi-unit residential projects. We’ve also financed local entrepreneurs looking to build a new facility for their business.

We have experienced lenders ready to assist you with financing for all types of real estate including commercial, retail, office and multi-unit residential properties. We offer loans for the purchase or refinance of stabilized multi-unit residential and mixed-use commercial properties as well as owner-occupied commercial buildings. We also offer commercial lines of credit secured by these properties. We offer competitive rates and flexible terms to meet your individual needs.

We offer a full complement of commercial business loans, including term notes and revolving working capital lines of credit. Consider one of our business loans for all your equipment financing, vehicle purchases, and other capital expenditures. Our loan amounts fit the needs of both small and large businesses.

We’re an approved Small Business Administrator (SBA) Express Lender. We are able to provide creative financing solutions (for amounts up to $350,000) to consumers that may not qualify for conventional financing. Let us work with you to identify the right program to help you achieve your business goals.

Small Business Banking Partnership

In June of 2011 Everett Bank partnered with the Commonwealth of Massachusetts by joining the Small Business Banking Partnership. The program, launched by the State Treasurer’s Office provides community banks with state owned deposits. Banks in turn commit to make loans to small businesses which helps create jobs and stimulate the local economy. Due to the program’s success in October 2012 Everett Bank received a second state deposit under the Small Business Banking Partnership Expansion Program of 2012.

Joseph D. Keohane, Executive Vice President & Senior Loan Officer announced that for the twelve months ending December 31, 2020 Everett Bank made forty-four loans totaling $18.2 million that fit the criteria for the small business program.