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Our Leadership

Our leadership


At Everett Bank, we rely on our decades of experience both inside and outside the banking industry to help provide our customers with the products and services to fit their needs.  Relationship banking has been our culture for over 125 years.

Our Management Team and Board of Directors work together to provide the highest quality service for our customers and our communities today, tomorrow and well into the future.

23 years

Richard J. O'Neil Jr.

President & Chief Executive Officer


  • Over 32 years as a practicing attorney
  • Practice focuses on real estate conveyancing, the representation of lenders and developers in permitting and zoning, civil litigation, and probate proceedings

What “Right by you” means to me:

In all aspects of our lives, personal and professional, we are taught to do right by others, do the right thing, and follow the right path. Our institutional philosophy has always been to treat our employees and our community fairly and honestly. Why? Because it’s the right thing to do. When customers stand at a cross road and seek our advice, we are right there with them.

1 year

John Citrano

Chief Operating Officer, Chief Financial Officer & Executive Vice President
  • 30 plus years of banking experience
  • 20 plus years as a Senior Executive in the financial industry
  • Areas of expertise include strategic planning and organizational leadership, corporate and investment finance, treasury management, budgeting and cost management and corporate governance.

What “Right by you” means to me:

Here at Everett Bank, we'll utilize all of our resources, experience and wisdom to help you make the decision that's right for you.

21 years

Joseph D. Keohane

Executive Vice President & Senior Loan Officer


  • Over 30 years of banking experience
  • Has lead the Loan Department at Everett Bank for 15 years

What “Right by you” means to me:

It means that we strive to provide all our customers with the highest value added in both our loan and deposit products.

38 years

Carmela Vitale

Senior Vice President & Treasurer

Long time employee of 34 Years at Everett Bank.

What “Right by you” means to me:

To satisfy our customers needs to the best of our ability, to ensure the customer can always rely on our service.


12 years

Emily M. Cieri

Senior Vice President & Senior Credit Officer


  • Over 32 years in banking in compliance activities and the commercial and industrial lending arena.

What “Right by you” means to me:

“Right by you” means we work with the customer and provide them sound direction, honest advice, and make sure they have the right product to serve their needs.

4 years

Robert (Bob) Kaminer

Senior Vice President


  • 30 years of banking experience specializing in Construction and Commercial Real Estate Lending.
  • Board member and past President of Medford Rotary

What "Right by you" means to me:

“Right by you” means being able to provide exceptional service and react promptly to the needs of the customer.

5 years

Karen L. Chasse

Vice President & Compliance Officer


  • Over 26 years of banking experience in the private and government sectors
  • Numerous certifications including Certified Regulatory Compliance Manager, Certified Bank Auditor, and Anti-Money Laundering Professional

What “Right by you” means to me:

It means we’ll work tirelessly to meet our customers’ unique needs. At Everett Bank, each customer is treated individually and our banking services and products are tailored to his or her need. 

18 years

Erica L. Barney

Vice President & Branch Manager


  • Over 22 years in retail banking and training coordination 

What “Right by you” means to me:

We are there when our customers need us and we do right by them.

23 years

Jennifer A. Quinlan

Vice President & Portfolio Manager (NMLS 499317)


  • Over 19 years in banking
  • Experience includes consumer, residential, and commercial lending

What “Right by you” means to me:

“Right by you” is about providing our customers with the utmost customer service experience. From opening an account to financing a home, we provide them with all the information and tools they need to reach their goals.

9 years

Eric M. Jackson

Vice President- Residential Lending (NMLS 898519)


  • Previously worked for 4 years as a financial analyst/accountant.

What “Right by you” means to me:

Here at Everett Bank we believe business is a two-way street. We value our relationships and want you to know we’ll do right by you in any way we can. From lending to deposits, we personalize each experience to ensure you get the attention you deserve.

17 years

Barbara H. Novaes

Assistant Vice President & Branch Manager


  • Over 20 years in the banking industry
  • Positions have included teller, customer service, business sales, retail operations and compliance

What “Right by you” means to me:

“Right by you” means that I am going to do everything in my power to give our customers the best banking experience possible.

24 years

Maria Sgambati

Assistant Vice President


  • Electronic Banking Specialist; well versed in back-office duties and responsibilities
  • Started as a teller in 1996 and has experience in multiple departments

What "Right by you" means to me: Here, customers are treated more like family than consumers and we know that what's best for them is best for us.

Have any questions about our products and services?

Click below to contact us or call us at 617-387-1110.

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