With years of experience as your community bank, we know your business deserves convenient services, personal attention, and low fee checking accounts. Our Business Banking Lenders will work with you to help you handle the day-to-day finances of your business more easily and efficiently. That's the way it is at Everett Co-operative Bank. That's the way we’ll work with you!

Better Business Checking

This account is designed for business customers with low monthly transactions. Your first 300 transactions* will be free. If you exceed 300 transactions you will be charged $0.30 per transaction. If your minimum daily balance falls below $10,000.00 a $10.00 monthly service charge will be assessed to your account.

Back To Top

Better Business Checking Plus

This account is designed for business customers with moderate monthly transactions. Your first 500 transactions* will be free. If you exceed 500 transactions you will be charged $0.30 per transaction. If your minimum daily balance falls below $25,000.00 a $25.00 monthly service charge will be assessed to your account.

Back To Top

Better Business Checking Elite

This account is designed for business customers who conduct a high volume of transactions each month or maintain large daily balances. A monthly earnings credit will be applied to offset accrued service fees. The earnings credit will be calculated each month using the average daily collected balance. The service fees are as follows: transaction fees include: checks paid ($0.19), deposited items ($0.07), deposits ($0.50) and ACH debits and credits ($0.15) and a monthly service charge of $15.00.

*Transactions are defined as number of checks paid, deposits made and each item in the deposit.

Better Business Checking Products also offer:

  • Sweep Accounts
  • Night Deposit Service
  • Online Banking & Bill Payer
  • Merchant Deposit Services
  • Commercial Teller
  • 24/7 Telephone Banking "Account Access"
  • EverettBank Business Debit/ATM card
  • eStatements
  • Remote Deposit Capture
  • Wire Transfer Service
  • Coin Services
Back To Top

Business Banking Services

Sweep Account

Maximize your income by automatically investing excess funds in your business checking account to our interest bearing Sweep Account.

Night Deposit Service

Can't make it to the bank during regular business hours? We provide a secure night deposit bag that can be deposited at your convenience—24 hours a day, 7 days a week—in our well-lit night deposit vault.

Online Banking & Bill Payer

Everett Co-operative Bank Online Banking and Bill Payer allows you account access anywhere you have internet access. You can verify balances, transfer funds, pay bills, review account activity, confirm that checks have cleared and make payments to your loan accounts.

It just doesn't get any more convenient than this! Banking when you want, the way you want and wherever you want.

Merchant Deposit Services

Accepting Credit Cards and Debit Cards is critical in making your business more competitive and improving your cash flow. Through our Partnership with Northern Merchant Services your business can offer customers greater convenience, increase repeat business and improve your cash by depositing funds faster.

Commercial Teller Window

You're busy. We know that. That's why we set aside a special teller window so you can complete your banking quickly and get on with your business.

24/7 Telephone Banking "Account Access"

Whether you’re at home, at the office, or out of town, our 24-hour Telephone Banking Service gives you immediate access to the account information you need when you need it. Whether you want to find out the last transaction made, check the status of a particular check, transfer funds, or make a loan payment from your account, simply dial 1-800-397-2651.

Remote Deposit Capture

Remote Deposit Capture allows you to make check deposits anytime – without going to the bank. You simply scan checks at your office and electronically transmit the images over a secure Internet connection to Everett
Co-operative Bank for processing. It’s that easy.


Have less of a paper trail, less chance of mail fraud and a secure up-to-date statement on file right from your PC. Receive a free and convenient electronic version of your account statements, disclosures and important messages.

Back To Top

Business Loan Programs

Whatever the business need, we can customize a loan to fit your plan. Our team of Business Banking Lenders makes local, rapid loan decisions and has the expertise and flexibility to tailor a loan program to meet your needs.

Commercial Real Estate Loans

The Bank has a variety of flexible programs to assist you in an acquisition, construction, or refinance of commercial property. We finance many different property types including:  commercial, retail, office, multi-unit, and mixed use.

Business Term Loans

This is the loan to consider for all your equipment financing, vehicle purchases and other capital expenditures. We offer loan amounts to fit the needs of small and large businesses.

Lines of Credit

We’ll design a revolving line of credit that allows you to meet all your short term working capital needs. Revolving Lines of Credit, Reserve Lines of Credit and Overdraft Protection are some of the programs we can customize to meet your business objectives.

SBA Guaranteed Loans

As an approved Small Business Administrator (SBA) Express Lender, we are able to provide creative financing solutions to borrowers that may not qualify for conventional financing. Everett Co-operative Bank works with the SBA to identify the program that will help you achieve your business goals including 7As, 504s and Patriot.

Back To Top

Please contact us if you have any questions about our products and services. You can use our information request form, or give us a call at 617-387-1110


Talk To Us!

For more information call us at 617-387-1110.